Buying a Home
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Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand. One of my specialties, ABR (Accredited Buyers Representative) is representing the best interests of Sugar Land area buyers throughout the home buying process and is the first step to ensuring that your new home, schools and community meets your needs. My comprehensive, high-quality services, experience and education can save you time and money, as well as make the experience more enjoyable and less stressful. If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, why not take advantage of my experience as a local market expert for Sugar Land and the surrounding communities to make the most informed decisions you can, every step of the way? |
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The following articles and links provide useful information and are a great place to start if you're considering buying a home.
| How I Can Help | Why use a Realtor When Buying a Home? |
| Before you Start Looking | Home Inspections Avert Future Headaches |
| How to choose a Neighborhood for Your Home Search | |
| How to Choose a Home | Closing Costs |
| Take Charge When Buying a Home | Grant Money & Special Programs |
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
Fort Bend County Neighborhood Stabilization Program (NSP)
SETH administers Fort Bend County's Neighborhood Stabilization Program Funds. These funds will be available to assist first-time homebuyers in an amount up to $25,000 per household, depending on the applicant's income level (see application). The home must be a FORECLOSED single family home located within Fort Bend County, but outside the cities of Houston, Sugar Land, Missouri City, and Katy. Click Here to Receive Your Information Packet